Having your own home is very expensive. You have to manage the monthly bills, property taxes, and various repairs that may be necessary. And somehow, it is very difficult to challenge your monthly or yearly budget for emergencies or important items. In such situations, a Home warranty can really help you.
A Home warranty is a service contract that will help you to cover the costs of repairs on home systems and applications, like washers, central AC, and furnaces that may get damaged without any warning. It is quite an interesting and helpful thing for any homeowner.
When it comes to choosing the right company for a home warranty, it becomes quite confusing because of so many options. If you are finalizing a home warranty company, always check their coverage, service pool, and for the financial restrictions on coverage. Also, check the company’s reputation and their customer services.
In this blog, we are listing some best Home Warranty Companies of all time. Let’s get started:
- HOME SHIELD:
Home Shield is one of the oldest and appreciated home warranty companies. It was established in 1971 and has the premium range from $29.99 to $34.99/month. You can also choose from the deductible options i.e., $75 to $125. And the best thing is that the coverage becomes effective in just 30 days of the purchase.
Plans Available:
- Appliances Plan- It includes the coverage of any 10 appliances.
- Systems Plan- It Includes the coverage of 11 home systems.
- Combo Plan- An all-inclusive package at the best price.
Note: You can even customize the plan according to your preference.
- America’s 1st Choice (AFC):
America’s 1st choice is one of the top picked home warranty company. The company only ask for some minimal information so that you don’t have to worry about the protection of your personal information. AFC was established in 2009 and since then it has been giving some great plans.
Plans Available:
- Platinum- Clothes dryer and washer, Refrigerator, water heater, oven, stove, garbage disposal, AC, garage door, electrical system, etc.
- Gold- It covers everything in the platinum package except, built-in-microwave and plumbing stoppages.
- Silver: All the basic coverages except AC, Inbuilt Microwave, electrical, heating, plumbing, and ductwork.
- Systems: Heaters, AC, Built-in wall unit, plumbing system, and electrical system.
This Home Warranty is available in the whole nation. It was established in 2012 and include the premium range of services, from $429 to $499. And the best thing is that the coverage becomes effective in just 30 days of the purchase. They charge $75 cancellation and service fees.
Plans Available:
- Platinum- It is the all-inclusive plan with AC, Plumbing, Washer and dryer, Oven, Heater, Electrical systems, and many more.
- Gold- It covers the heating system, plumbing, AC, electrical system, water system, and ductwork.
- Bronze- It covers garbage disposal, clothes washer, oven, refrigerator, cooktop, clothes dryer, and dishwasher.
This Home Warranty service was established in 1999 provide their service in 33 states. It offers several discounts on their services so that people can easily afford them i.e. $50, $100 or $125. The best part is that they give coverage in less than 30 days of payment.
America’s Preferred Home Warranty has some warranty plans for single-family, multi-family, new construction, and townhouse.
These plans may vary from state to state but offer the coverage for most mechanical appliances and systems. It covers things like inbuilt dishwashers, central AC, electrical, plumbing, pool, roof leakage, and many more.
Complete Protection gives the plans for every budget i.e. $32/month to $720 annually. The best part is that there is no deductible. Everyone can choose their own repair service technicians. This plan is available for homebuyers and homeowners.
Plans Available:
- Kitchen Laundry plan- $32/month or $384/year
- Heating or cooling- $34/month or $408/year
- Basic- $40/month or $400/year.
- Full house- $50/month or $600/year
- Full house Plus- $60/month or $720/year
This company was established in 2004 and offers the services in 6 states: Nevada, Utah, Arizona, Oregon, Idaho, and Texas. They give services between the range of $35 to $55/month. The best part is that you get the coverage within the 30 days of payment.
Plans Available:
- Home systems plan- It covers the inbuilt appliances and electrical system.
- Total Home Protection plan- AC, heater, microwave, vacuum, dishwasher, fridge, dryer, electrical system, garage door opener, plumbing system, pest control, and other services.
This offers home warranty protection for homeowners. HSA was established in 1984 and is best for real estate agents. This service is not available in all the states of USA.
Seller coverage lasts for six months and buyer coverage lasts for 12 months. This may vary from state to state.
Plan Available:
- Buyer/seller coverage- 75$ trade call fee on $485 and $100 trade call fee on $455.
- Optional coverage- Centralized AC and heater, thermostat, and ductwork.
- Basic coverage- Mechanical systems and appliances.
- Buyer Seven-Star Upgrade- It is an upgrade plan for additional coverage for several appliances and services.
Home warranty of America was established in 2009 and provide the services in the range of $44.62 to $53.46 with $75 to $100 of deduction. This company is best for the new homeowners who want coverage in the very less time. This company offers the services nationwide.
Plan Available:
- Premium Plan- Ductwork, toilet, sump pump, hot water, dispenser, bath, ceiling fans, alarms, doorbells, and all the basic services.
- Premium Plus- All the services included in premium plus and some replacement services.
It is one of the America’s fastest-growing private companies because of its best customer services. The age of your home, systems and its appliances don’t matter to the choice Home Warranty. And the best thing is that you don’t even have to get your home inspected before getting the coverage.
Plan Available:
- Total Plan- You get coverage overall home appliances and services for just $450/year.
- Basic Plan- It includes AC, fridge, and Washer and dryer for $378/year.
This company offers a 24/7 help and are available nationwide. Here, you can also get an option of free trial for a month. When you decide to go for this company, you have to pay a minimal and manageable amount every month for your services. From big to small, every system is included in their services.
Plan Available:
- Basic Plan- Heating, electrical, and plumbing system; microwave, garage door opener, and dishwasher for $370/year.
- Total Plan- Everything that is in the basic plan, AC, fridge, dryer, and washer for $450/year.
These were some of the best Home Warranty companies. You can choose from them.
